Insurance & Medicare Blog

From Emery & Roberts Insurance

Man in a light blue shirt smiling and signing papers behind a glass display case in an office.
By Scott Roberts • October 21, 2026
More Americans are retiring gradually. Discover how you can plan a phased transition and build financial confidence for the retirement you want.
Man leaning over a desk, examining a white device in a modern office setting
By Scott Roberts • October 14, 2026
ACA Marketplace Open Enrollment begins November 1 in most states. Learn what’s changing for 2027, including subsidies and plan designs, and what’s staying the same.
Person in a lavender shirt using a laptop while holding a glass in a cozy desk setting
By Scott Roberts • October 7, 2026
Learn what's been driving Medicare Advantage plan exits and benefit cuts. Understand the pattern and what to watch for when 2027 plans are announced this October.
A couple leans over papers at a table, reviewing bills with a phone in a home office.
August 26, 2026
Enhanced premium tax credits expired in 2026, bringing back the subsidy cliff. Here's what changed, who it hits hardest, and how to weigh your options.
A masked nurse administers a test in a man's home.
August 19, 2026
A Chronic Condition Special Needs Plan (C-SNP) is a Medicare Advantage plan built around conditions like diabetes or heart failure. See how it works.
A close-up of a stack of mailed envelopes and bills in a woman's lap
August 12, 2026
Every fall, Medicare Advantage and Part D plans mail an Annual Notice of Change. Learn what it means for your costs, coverage, and doctors next year.
A couple talks with an insurance agent while looking at a laptop and smiling
August 5, 2026
Buying insurance online is fast, but a licensed agent can help you compare carriers, understand the fine print, and advocate for you at claim time.
Two people sit on a dock by a sailboat, talking and holding drinks by the water.
July 22, 2026
Your permanent life insurance policy can build cash value, provide tax-friendly income, and offer easy access to funds while you're still alive. Here's how.
Smiling person in a straw hat and black shirt sitting outdoors in sunlight
July 15, 2026
Learn what Medicare covers for skin cancer screenings, dermatologist visits, biopsies, and treatment, plus tips for prevention and early detection.
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