Insurance & Medicare Blog

From Emery & Roberts Insurance

Two people sit on a dock by a sailboat, talking and holding drinks by the water.
July 22, 2026
Your permanent life insurance policy can build cash value, provide tax-friendly income, and offer easy access to funds while you're still alive. Here's how.
Smiling person in a straw hat and black shirt sitting outdoors in sunlight
July 15, 2026
Learn what Medicare covers for skin cancer screenings, dermatologist visits, biopsies, and treatment, plus tips for prevention and early detection.
Woman speaking beside open laptop at a desk, with a lamp and coffee cup nearby.
July 8, 2026
Open enrollment for 2027 ACA coverage ends earlier, and the February start date is going away. Find the currently-known national schedule and your state's timelines here.
Two lit sparklers crossing on a warm orange background, emitting bright white sparks
June 29, 2026
Learn simple Fourth of July safety tips to help prevent injuries, fires, and accidents while enjoying fireworks and holiday celebrations. 
Three people in a bright office discuss documents and a laptop around a table.
By Scott Roberts June 24, 2026
Learn how a deferred income annuity can guarantee lifetime income, reduce market risk, and protect against outliving your savings in retirement. No fees. No guesswork.
Woman kneeling beside a seated child outdoors, helping adjust his shoe on a sunny lawn
By Scott Roberts June 17, 2026
Where you go for care can affect your bill by thousands. A practical guide to choosing between the ER, urgent care, telehealth, and your primary care doctor.
Young child in a yellow dress smiling in a bright clinic, with a masked adult in the background.
By Scott Roberts June 10, 2026
If you have a high-deductible health plan and no HSA, you're paying more in taxes than you need to. Here's how a Health Savings Account works and why starting early makes a big difference.
Man in glasses shrugging at a desk in a bright home office, palms up and looking unsure
June 3, 2026
Choosing a health insurance plan? Learn the 6 most common mistakes people make when selecting coverage and how to avoid costly surprises.
Two hands pointing at text in an open book with a blue highlighted section
May 27, 2026
Learn how accident insurance helps cover out-of-pocket costs with high-deductible health plans, providing extra financial protection after injuries.
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