Insurance & Medicare Blog

From Emery & Roberts Insurance

A couple leans over papers at a table, reviewing bills with a phone in a home office.
August 26, 2026
Enhanced premium tax credits expired in 2026, bringing back the subsidy cliff. Here's what changed, who it hits hardest, and how to weigh your options.
A masked nurse administers a test in a man's home.
August 19, 2026
A Chronic Condition Special Needs Plan (C-SNP) is a Medicare Advantage plan built around conditions like diabetes or heart failure. See how it works.
A close-up of a stack of mailed envelopes and bills in a woman's lap
August 12, 2026
Every fall, Medicare Advantage and Part D plans mail an Annual Notice of Change. Learn what it means for your costs, coverage, and doctors next year.
A couple talks with an insurance agent while looking at a laptop and smiling
August 5, 2026
Buying insurance online is fast, but a licensed agent can help you compare carriers, understand the fine print, and advocate for you at claim time.
Two people sit on a dock by a sailboat, talking and holding drinks by the water.
July 22, 2026
Your permanent life insurance policy can build cash value, provide tax-friendly income, and offer easy access to funds while you're still alive. Here's how.
Smiling person in a straw hat and black shirt sitting outdoors in sunlight
July 15, 2026
Learn what Medicare covers for skin cancer screenings, dermatologist visits, biopsies, and treatment, plus tips for prevention and early detection.
Woman speaking beside open laptop at a desk, with a lamp and coffee cup nearby.
July 8, 2026
Open enrollment for 2027 ACA coverage ends earlier, and the February start date is going away. Find the currently-known national schedule and your state's timelines here.
Two lit sparklers crossing on a warm orange background, emitting bright white sparks
June 29, 2026
Learn simple Fourth of July safety tips to help prevent injuries, fires, and accidents while enjoying fireworks and holiday celebrations. 
Three people in a bright office discuss documents and a laptop around a table.
By Scott Roberts June 24, 2026
Learn how a deferred income annuity can guarantee lifetime income, reduce market risk, and protect against outliving your savings in retirement. No fees. No guesswork.
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